Why EB-5 Investment Minimums Are Increasing in 2027
The EB-5 Reform and Integrity Act of 2022 (RIA) fundamentally changed how investment minimums are set. Before the RIA, Congress had to pass new legislation to adjust the amounts. The original $500,000 TEA minimum set in 1990 was not adjusted for over 30 years, severely eroding its real value.
Section 102(a)(3) of the RIA introduced an automatic inflation adjustment mechanism. Every five years, USCIS must recalculate the minimum investment amounts using the Consumer Price Index for All Urban Consumers (CPI-U). The first adjustment takes effect on January 1, 2027, approximately five years after the RIA became law on March 15, 2022.
The adjustment is calculated by measuring the cumulative change in CPI-U from the base period (March 2022) to the measurement date. The resulting new amounts are rounded to the nearest $10,000. This means the next adjustment after 2027 would take effect on January 1, 2032.
Critical Filing Deadlines
Deadline 1
September 30, 2026
Grandfathering deadline. Filing before this date secures RIA investor protection provisions.
Deadline 2
January 1, 2027
CPI-U inflation adjustment. Filing before this date locks in the current $800,000 TEA and $1,050,000 non-TEA minimums.
Investors who file before September 30, 2026 benefit from both the lower investment amounts and grandfathering protections. See our cost calculator for a complete breakdown of all EB-5 filing costs.
How to Use This Calculator
Select an inflation scenario. Choose the CPI-U growth rate that best matches your expectations for U.S. inflation through 2026. The moderate scenario (2.8%) reflects the average observed rate since the RIA took effect.
Review the projected amounts. The calculator shows the estimated new TEA and non-TEA minimums after rounding to the nearest $10,000, along with the dollar increase from current levels.
Calculate your savings. The savings panel shows how much you would save by filing under the current investment minimums before January 1, 2027.